The online gambling industry has taken great strides to support many casino payment methods. When you support local Indian payment methods as well as Indian Rupee currency, then life becomes much easier for Indian gamblers. Therefore, we only recommend online casinos that support both options. Online gambling for real money in India is on the rise. So, casinos that offer local deposit methods are in high demand. But it doesn’t end at deposits. Players also need to have withdrawal options. Otherwise, what’s the point of depositing at casinos if you can’t withdraw your money or winnings? Carry on reading to find out what casino payment methods are offered at India Live Casinos.
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Online Gambling with Real Money Deposits
Gambling online with real money is the real deal. If you can’t play your favorite casino games with real money, then you lose interest. However, this is also a double-edged sword. On one end you have fun and entertainment, especially if you’re winning. But on the other end, you have safety and security concerns. Anytime you make an online transaction, you have to make sure that you are entering your financial details in a secure environment. So, the same goes for online casinos.
Most online casinos work with major banks and credit card companies. Therefore, they are obligated to meet certain system requirements for processing payments. If they do not have these secure systems in place they will not be allowed to process money. Even so, there are many rogue online casinos out there. So, make sure the casino you’re about to deposit at has a genuine license and that the site is secure. A secure site will always start with “HTTPS” and have a small padlock before the website URL. Secure websites guarantee that your payment information as well as personal data is encrypted and stored securely.
Furthermore, you should always check a casino’s withdrawal policy and processing times. All online casinos are required to obtain personal identity documents from their players as part of their Know Your Customer (KYC) process. This standard process is a mandatory requirement by the gambling licensing body, in order to comply with anti-money laundering laws. So your first withdrawal usually takes the longest to process. However, once you have completed the verification process, it’s clear sailing. Your next withdrawals will be paid out much faster.
Popular Casino Deposit Methods
Since online gambling in India is a sensitive issue, sometimes traditional payment methods such as credit cards get blocked, when trying to deposit at gambling sites. Perhaps the banks and credit card companies do not want players gambling on credit. So, this may explain why depositing with debit cards is not a problem. Even so, there are many other payment options available for you at online casinos. We performed a survey recently among Indian gamblers to see what are the most commonly used payment methods and these are the results.
One of the most popular casino payment methods in India is UPI. The Unified Payments Interface (UPI) incorporates multiple local payment methods on one platform. Developed by the NCPI, Indian citizens can make safe and secure payments from their online bank accounts or mobile payments apps, without inserting personal information.
Netbanking Deposit Options
More and more online casinos in India are recognizing the importance of Netbanking and are allowing players to choose this funding option. Internet banking is sometimes referred to as “online banking” or “e-banking” because the player is using the online banking services of their personal banks.
To enable the Netbanking option, the player will need to apply for an online banking account with their financial institution. He will then receive a unique password for verification. To process a payment to the Live Casino, the player will then visit the bank’s secure website and log into his online banking account.
Credit Cards & Debit Cards
All Live Casinos in India are allowing players to fund their accounts with their credit and debit cards – Mastercard, Visa, Discover, and more. However, due to the sensitivity of online gambling in India, many banks block credit card payments to offshore gambling companies. But there is no issue with debit cards because if you have money in your account the payment will go through. But, if you don’t then it will be declined. With credit cards, it doesn’t matter if you have money or not, so this is why credit cards are more susceptible to being blocked by banks.
A casino deposit with your debit or credit card is easy. Like any online purchase, you need to insert your personal details as well as card details and the amount you wish to deposit. You’ll then get a verification code from your credit card company to authorize the payment. Mastercard is the only card provider that does not support withdrawals. Visa and Discover withdrawals, usually take up to 2 business days to appear on your card statement, once processed.
E-wallet Casino Deposits
E-wallets are online wallets where you can store money. Many online companies accept e-wallet payments and especially online casinos. What’s good about e-wallet casino deposits, is that they are instant and withdrawals are processed fairly quickly too. It should be noted though, that e-wallets tend to charge higher fees than regular credit card deposits.
“Paytm Karo” is one of the biggest commercial slogans of the decade and it’s no coincidence. PM Modi’s demonetization move has enabled Paytm to take the Indian market by storm and also become a trusted brand amongst Indian Live Casino players. It currently has over 150 million users and the number is rising.
Paytm is owned by One97 Communications. In order to use Paytm, you will need to sign up for an account. Afterward, you can send and receive money via the Paytm app. You will need to set up a Paytm account using your mobile phone number and an email ID. Initially, you can only transfer up to ₹10,000 cash a month, into your account. If you want to raise your limits, then you will need to complete the KYC process. As soon as you’ve completed KYC, your limits may be raised to ₹1 Lakh.
Out of all e-wallets, Paytm is undoubtedly the most popular option among Indian gamblers.
Neteller & Skrill
Both Neteller and Skrill used to be independent e-wallet companies. Very popular with online poker players, these payment methods quickly began to garner more interest from other gamblers around the world. A few years ago they were both purchased by the company that owns Paysafecard. Yet still, to this day, Skrill and Neteller’s popularity is at an all-time high. In the past Indian gamblers were restricted from using Neteller and Skrill on most online casino platforms. But as the industry has evolved so have payment processors.
Like Paytm, setting up an account is fairly easy. Making Skrill or Neteller deposits are very easy, as with withdrawals too. Some casinos even reward you with an extra deposit bonus if you deposit with Skrill or Neteller.
PayPal is the most popular and trusted online e-wallet in the world. Starting out as a sister company of eBay, it has grown into an independent Fintech giant. For online casinos to support PayPal transactions, they need to have a physical address in India, which would be against the law. So, although PayPal is used today for almost all online purchases, it is less supported in the Indian online gambling industry.
EcoPayz is a relatively new global payment solutions provider offering instant, safe and convenient payment services to customers and businesses across the globe. It uses the latest security and fraud protection technology to provide you with a fast, secure way of transferring funds to and from Live Casinos. EcoPayz is not as popular as other e-wallets, but at some online casinos, where payment options are limited, it is a very good option to use.
MuchBetter is another leading e-wallet vendor that is gaining traction in the gaming community worldwide. It only popped onto the scene in 2018 and was meant to serve as a payment solution for the Scandinavian mobile gambling market. However, since most online casinos are limited with Indian payment options, MuchBetter filled a much-needed void. Therefore it is slowly growing in popularity in India. You can download their mobile app on Android or iOS, and use it to deposit and withdraw money. However, transactions are done in EUR so currency conversion rates may cost you in commission fees.
EcoBanq has been around for a long time now, serving numerous business sectors around the world. Although it’s not a popular e-wallet for online gamblers, it is still a solid casino payment option. Like all other e-wallets, you will need to create an account and fund it with some cash or receive money into your account. There are better options available that are more targeted to Indian users. But again, if your options are limited, then EcoBanq is a good e-wallet.
Besides bank transfers, e-wallets, and credit card deposits, players also have the option of buying casino vouchers. Even though online casinos use sophisticated security systems to protect your data, you may still not want to share any sensitive information. So vouchers are a way to get around this. You go online, purchase a voucher for a known amount and then you deposit with a voucher code.
AstroPay is a virtual prepaid card that allows you to securely and confidentially fund your casino account. Once you have created your account and completed your registration process, you will be issued an Astropay Card that you can top up with the required amount. Once you have purchased your Astropay card or voucher, you will get a one-time card number. When making a deposit at the casino all you have to do is enter the amount you wish to deposit and enter the card number.
There is some downside to using Astropay. Firstly, you cannot make any withdrawals back to your Astropay cards. Secondly, on each purchase, you pay a high commission rate. So, we only recommend using Astropay as a last resort.
Android is very big in India. Therefore, Google Pay is growing in popularity. With more and more businesses today supporting mobile cash app payments, we believe that Google Play will soon become one of the most popular mobile casino deposit methods in India. If you already have a Google account, then you are basically already signed up for Google Pay and are good to go.
Other Casino Payment Methods
There are two other very common casino payment methods used in India. Since we live in a digital world, these two options may seem pre-historic. But, in certain parts of India, where locals do not trust financial institutions or want to remain anonymous, there are some options that solve these problems. Cash payments or cryptocurrency are the most common solution. Bitcoin was created to support a decentralized payment system, whereby an independent currency could be used for online transactions.
Cash on Delivery and PhonePe are popular methods of purchasing goods and deposits in India. They involve cash transactions from hand to hand. However, most casinos do not support these methods as it does not comply with anti-money laundering laws.